How Hail Forms
Hailstorms are awe-inspiring (and sometimes terrifying) weather event characterized by the fall of ice pellets from the sky. But how exactly does hail form? Understanding the process can give you more appreciation towards it, and knowledge about when it could happen next.
Oh Hail No! 7 ways hail causes havoc.
Hailstorms are not just an annoying weather event; they can have surprising and far-reaching effects on everyday life. Here are some unexpected ways hail can cause damage, so next time you know what’s on the line.
Understanding How Hail Can Damage Your Home
Hailstorms, often sudden and severe, can wreak significant havoc on homes. These ice pellets, formed in strong thunderstorms, can vary in size from small pebbles to large golf balls (or even bigger). Here’s a closer look at how hail can damage different parts of your home and what you can do to mitigate these effects.
When is wildfire season? (and others)
Nowadays, we hear a lot about natural disasters on the news, so it’s easy for the lines to blur between seasons. In this article, we outline the seasons for different natural disasters and what you should be looking for during these prevention periods.
How do I learn about natural disaster risk?
Here, we’ve compiled the top three resources we would recommend to homeowners when first starting their risk reduction journey! There are tons of localized resources (along with a classic Faura assessment) that can help you better understand what resources are at your disposal!
Unseen Risk: Garage Doors and Hurricanes
Our garage doors house some of our most important items and are a key feature on homes all over the world. But we hardly think about the fact that they are protecting us during hurricanes and natural disasters as well! Read more to learn about them and how to better protect your most valuable assets.
How loose objects turn into projectiles
We don’t truly think about the small things around our property that could pose a risk during hurricane season, but it is exactly those smaller items that pose a great risk. Learn more about how those items can become a threat and what you can do about it.
Your Hurricane Window Checklist
Windows are and will continue to be a weak point in a home’s survivability. With typically looser joints, they posea risk of breaking and letting in outside disturbances during a natural disaster. We’ve put together a checklist for hurricane improvements so you can better prepare yourself before hurricane season!
Gutters: Underrated Investments or Hidden Gems?
When you think of a home’s survivability, your first thought probably isn’t the gutters lining your roof. But the truth is, they can be an incredibly important factor in how likely your home is to withstand natural disasters. In this piece, we dive into gutters and what you should know before investing in them.
Are you mounting items on your roof property?
The roof is one of the most important aspects of a home’s survivability. In this article, we use a checklist to understand your preparedness.
How to find the best homeowners insurance
The best insurance policies are not always understood - and that’s understandable! Insurance is one of the most calculated and data driven industries in the world, and understanding your policy not only helps you better understand your risk but your price as well. Read more to find the best insurance policies.
How much is my home insurance policy?
Home insurance is a tricky topic to nail down, but by understanding the education behind why premiums are priced the way they are, we’re able to pinpoint how our insurance comes to be the price tag that it is. Read more to better understand your policy and be sure to check with your local agent to see what you’re really covered for.
How to Build Resilience and Navigate Natural Disasters
Natural disasters strike all the time and are becoming a part of our reality. Over 1/3 of the US is in a high-risk location and risk reduction is continuing to be a more important element of homeownership. Read more to learn about how to build resilience.
Debunking 5 Natural Disaster Myths
In this article, we are going to be debunking five common misconceptions about natural disasters and climate change to dispel some of the confusion surrounding the industry. The goal is to educate consumers and enlighten new climate advocates as well as provide context to some of the more potent facts we’ve been hearing about in the news recently.
Predicting Climate Impacts and Natural Disaster Effects (2024)
Climate change is on everyone’s mind going into a New Year, and as we reach almost midway through the 2020s, the question that rises to the surface is this: what will happen next and how are we going to combat it? Read more for climate predictions and things to be on the lookout for in 2024.
Surprising stats about climate insurance
New research shows us that there is hope for risk reduction activities breaking through to the mainstream, impacting homes and insurance companies alike. Read more about the exciting facts you may not have heard about to help reduce your risk.
How do insurance companies price premiums?
The way insurance companies price is largely proprietary and is an industry-held secret. However, there are many factors that we know of that contribute to the way pricing works within the industry, which helps homeowners and other stakeholders better understand their risk and mitigate for them. Find out more about how insurance companies factor things like climate, claims, and specialty risk into their policies.
Here’s what you should know about insurance and climate risk
There are a lot of misconceptions about insurance and the industries adjacent to risk analytics from a policyholder perspective. We want to help reduce the confusion and cut through the noise to get to what homeowners need to understand about insurance. Read more about how these companies work and what’s really happening at the intersection of climate and insurance risks.
How have natural disasters changed the insurance landscape?
Natural disasters have come down on the insurance industry hard, with rising premiums, companies dropping out of entire states, and homeowners with no other place to turn. The changes have been gradual but now encompass a huge part of buying a home in areas of California, Florida, Texas and more. In this article, we discover the reasons why these changes are taking place as well as involving other stakeholders who can help join the fight.
What can insurers do to help homeowners reduce their disaster risk?
With companies pulling out of high risk areas, homeowners have a right to be worried about their insurance policies. There are many things companies can do to help ease the pain and lessen confusion around how policies come to be and how to make the situation more favorable for the policyholder. This revolves around taking the highest risk properties and using education to better inform your clients, as well as homeowners being able to take advantage of discounts as a result of that education. Learn more here!